Bounce Back Loan Fraud Defence Solicitors
Government-backed Bounce Back Loans were a financial lifeline for many small businesses during the pandemic. But as post-COVID scrutiny increases, so have investigations into suspected misuse. If you’re being investigated for Bounce Back Loan fraud, early legal advice is critical. At Holborn Adams, we specialise in pre-charge engagement, helping to get cases dropped early. Call us now for expert, discreet legal advice.
Facing a Bounce Back Loan fraud investigation? We act fast to protect your interests.
Holborn Adams is one of the UK’s leading private criminal defence firms, with Legal 500-recognised directors and a team experienced in white-collar crime defence. We are frequently instructed to defend clients at the earliest stage - from receipt of a Section 16 letter to voluntary interviews under caution, dawn raids, or following business insolvency.
We understand the severe reputational and financial damage these investigations can cause. That’s why we act quickly to build a robust defence, often working with forensic accountants and compliance specialists to assess your business records and defend the legitimacy of your application and loan use. Our team liaises directly with HMRC, the Insolvency Service, and prosecuting authorities such as the Department for Business and the National Investigation Service (NATIS), often securing resolutions before charges are brought.
We are a private criminal defence firm and do not offer legal aid. Instead, we work on a fixed-fee basis to deliver dedicated, confidential legal support with outstanding care and attention to detail throughout your case.
If you are found guilty of knowingly providing false or misleading information to obtain a loan, or of misusing the funds, you may face criminal prosecution under the Fraud Act 2006 and Companies Act 2006. Sentences for serious offences can include up to 10 years’ imprisonment, director disqualification, asset confiscation, and personal liability for company debts in insolvency proceedings. The severity of the penalty depends on the value of the fraud and your level of involvement.
Here are just some of the Bounce Back Loan fraud issues we can defend:
- Providing false information to access a loan
- Applying for multiple loans
- Using funds for personal or non-business purposes
- Claiming for a non-trading or dormant company
- Failing to repay the loan despite available assets
- Director disqualification or fraud investigation
Nationwide Support
We take on clients across the UK
We have offices spread all across the UK (and even beyond!). We can represent you no matter where you are in the UK.
What we can offer
Extensive experience from successful cases.
Optional visits to your home to discuss case details.
Remote communications to save you travel time.
Ability to work to tight timescales to match the pace of the case.
Transparent pricing with fixed fees*
Our process
Our success-driven legal plan
We offer legal support from day one. Here is the process you’ll go through as a Holborn Adams client
Enquiry call with a legal expert
Get in touch for a confidential discussion. We’ll carefully review your situation, explain what the Bounce Back Loan fraud investigation may involve, and guide you on the next steps including a no-obligation quote.
Case review and approval
Our team will conduct a swift but comprehensive assessment of your case and provide a fixed-fee proposal. Once you approve, we’ll begin representing you without delay.
Strategy development
We craft a tailored defence plan specific to your investigation type, whether it’s HMRC’s fraud inquiry, a NATIS interview, or insolvency-related scrutiny. When necessary, we collaborate with forensic accountants or insolvency specialists.
Representation
We handle all communications with HMRC, NATIS, and related agencies on your behalf. From interviews under caution to negotiating voluntary disclosures, we provide full support and representation throughout the process.
Respected and trusted
As proud members of the UK’s largest legal sector governing bodies, we are a team you can put your full trust in. We adhere to strict industry regulations, so you can be confident your case is in safe hands.
Our legal services
How our Bounce Back Loan fraud solicitors can support you
Each Bounce Back Loan fraud investigation is unique. Whether you face allegations of fraudulent loan claims or improper use of funds, our experienced team is ready to assist you.
Apply for varied bail conditions
If authorities have imposed restraint orders or you’re subject to restrictive bail conditions, we can help apply for variations to lessen their impact on your daily and professional life.
Create a defence strategy
We scrutinise the evidence and claims made by investigators, identify any flaws or gaps, and develop a defence strategy customised for your circumstances. We advise on voluntary disclosure or other approaches to handling allegations.
Reputation management
Fraud investigations can seriously affect your reputation. We offer confidential crisis management support to help you safeguard your public standing and career during the investigation.
Attend interviews
We accompany you to interviews under caution and voluntary meetings to ensure your rights are protected and to prevent any unintentional admissions or mistakes.
Early resolution with police
When attending interviews under caution, we provide you with full support and guidance to minimise risks and potential self-incrimination.
Persuade the CPS to drop charges
If the case proceeds to prosecution, we prepare compelling legal representations to the CPS, aiming to resolve the matter without court proceedings where possible.
Independent reviews
Explore our Trustpilot reviews to see what our customers have to say about their experiences with us!
Hard work, determination and pure Grit!
Adam and his team are exactly who you would want defending you in any situation.
Acted promptly, extremely happy, will continue to use in future.
Holborn Adams limited acted very promptly following our first meeting. Over all I was extremely happy with them and will contuine yo use them In The future
Best firm out there, like my guardian angels!
I had the unfortunate experience of being accused of something that I didn’t do, I had never had an issue with the police before and the whole experience was daunting and sent me to a dark place and I felt lost. In step Holborn Adams, my first contact was w
Adam Rasul is stand-up, trustworthy, driven, over-delivers, goes extra mile.
Adam Rasul is one of, if not the most stand-up and trustworthy people I've had the fortune to know or work with. I trust him implicitly with all matters and he has always over-delivered. Adam is utterly driven to provide the highest level of service and best o
Amazing team, professional, punctual, faultless attention to detail, fantastic work.
Holborn Adams are an amazing team to work with professional & punctual in every aspect of working together. The care & attention to detail is faultless & having experienced this high level of service for a number of years I would recommend Adam & his team to a
Brilliant job, great knowledge, successful outcome, professional, highly recommend.
Holborn Adams represented me for my criminal case,and what a brilliant job he done,along with he’s team. Holborn Adams dealt with my case with great knowledge and understanding. He took the time to get to know me and everything surrounding the case. To which w
Adam is an exceptional attorney whose expertise and commitment unparalleled.
I recently had the pleasure of working with Holborn Adams, and I cannot recommend them highly enough. From the very first consultation, it was clear that this firm operates with the utmost professionalism and dedication. The owner, Adam, is an exceptional at
Easily the best in the business, couldn't recommend enough.
I have used Holborn Adams multiple times for advice and assistance - easily the best in the business.The support they have given me in comparison to other firms is above and beyond. I couldn’t recommend these guys enough!!
Excellent service and well worth the fees.
Holborn Adams expertly helped my 15 year old son after he got caught up with a group of youths misbehaving and causing criminal damage in a high street store. The store chain wanted to press charges and the police pursued the whole group under group enterpris
Adam is exceptionally good and knowledgable, a true professional.
I cannot thank Adam and all the staff at Holborn Adams enough for the service they provided. Adam is a real credit to the profession. Not only is he exceptionally good and knowledgable at what he does but he is also a true professional. Would highly recommend
Exceptional legal services and advice, expert knowledge, calm professionalism.
⭐⭐⭐⭐⭐Holborn Adams Solicitors and, in particular, Adam Rasul have provided exceptional legal services and advice. We have successfully used Holborn Adams expertise to help our business in a number critical areas and their expert knowledge and calm professiona
Extremely professional and supportive, always contactable. Highly recommend their services.
Holborn Adams is helping me out with a legal matter at present and i cannot praise them highly enough. Holborn Adams has been extremely professional and supportive and is always contactable. I highly recommend their services
Adam is truly a pioneer in our industry.
I am very inspired by Holborn Adams work ethos, dedication, commitment and vision. In a short space of time he has turned his company Holborn Adams from a small business to a Leading 500 firm, being a Lawyer with a small business myself I know how difficult a
Expert representation with high standards driven from the top down.
Attention to detail and expert representation are the hallmark of this firm with high standards driven from the top down. If you are in legal trouble and you need to ensure the best service possible to produce the best outcome then look no further.
Fay Ashton showed me a different perspective of criminal defense.
My experience with Holborn Adams was absolutely positive! I had a false allegation made against me and was arrested. Being from a different country and not having any criminal background, I didn't know what my rights were and was given the option of having
Adam offers genuine personal service and unwavering commitment to clients.
We've known Adam and Holborn Adams for many years now. I've Seen his business grow based on providing results for his clients. Adam offers such a genuine personal service and unwavering commitment to do his best. For me it his his caring genuine approach which
Extremely thorough and pedantic, asking all the correct questions.
We had utilised the services of this firm. The strategy and tactics they deployed enable my family members case to be nipped in the bud at an early stage. Extremely thorough and pedantic, asking all the correct questions at the right time. All the ingredients
First-rate, pro-active, personal, supportive legal service. Highly recommended.
It’s so hard to know where to turn if you find yourself in the gut-wrenching position of needing specialist legal help. After extensive research of top law firms I chose Andrew & Ria at Holborn Adams because I thought that not only would they deliver a first-r
Adam showed great patience and empathy, offering great advice.
Having found myself in the situation where I needed to seek out some legal advice I knew there was only one team to contact. I went for the best as I needed the best. Adam showed great patience and empathy with me. Working alongside Andrew, they both offered
Fantastic service from Holborn Adams. Great professional service.
Received a fantastic service from Holborn Adams. Great professional service
Great help all the way through, highly recommend.
very Knowledgeable, great help all the way through. wish i had got Holborn Adams involved at the start and things would of not gone so far!. would highly recommend.Thanks for all your Help
Adams professionalism and knowledge shone through on court day.
I would like to first thank Adam Rasul and the team at Holborn Adams for assisting one of my most important clients on a very delicate case and I can only say Adams professionalism and knowledge shone through on court day and put myself and my client at great
Great patience and empathy shown by Adam and Andrew.
Having found myself in the situation where I needed to seek out some legal advice I knew there was only one team to contact. I went for the best as I needed the best.Adam showed great patience and empathy with me. Working alongside Andrew, they both offered
Highly approachable and efficient, represented me more than I did.
I was catered for in a kind and understanding way. I was not made to feel bad about my situation despite my own shortcomings and mistakes. I found Holborn Adams and Emily highly approachable and efficient. They represented me more than I did myself. The price
All about their clients. Leading pre charge since day one.
Holborn Adams 24/7 accessibility. All about their clients. World renowned for solicitors and pre charge. If you care about winning this is the firm to be. No legal aid. Pure private with a formidable reputation. Leading pre charge since day one, not just an ov
Great service, highly recommend Holborn Adams for support.
I received great service. I would highly recommend Holborn Adams for the service and support they provide.
Highly recommend Natisha, a real credit to the company.
I highly recommend Natisha from Holborn Adams Solicitor, not only she's worked tirelessly with our case, she's just been amazing and professional.Natisha took our case back in September 2022, our lives has turned upside down but Natisha reassured us that eve
Andrew from Holborn Adams was fantastic. Highly recommend Holborn Adams!
Andrew from Holborn Adams was fantastic. Mostly importantly the outcome in my case was positive for myself which is hugely down to Andrew and the team at Holborn Adams. Andrew was both extremely professional and very proactive in his approach to my case. Andr
Highly recommend Holborn Adams, easily approachable and always willing to help.
I highly recommend Holborn Adams. I have mainly dealt with Adam and he is easily approachable and always willing to listen and help where needed. Personally Holborn Adams has supporting our amateur boxing club and events and always had time to spare.. Thank yo
Holborn Adams Mula is an outstanding advocate.
Five months ago, my son was accused of ‘taking and making indecent photographs of a child’. The child was his 17-year-old ex-girlfriend and her allegation hit our family like a grenade.I Googled “solicitor indecent images” on my phone and spoke to ‘Andrew Fo
Our Fees
Fixed fee defence
Our team will give you a free, no-obligation quote after your initial consultation. We offer a fixed fee service, free of any hidden extra costs. Our firm is exclusively privately-funded meaning we cannot accept any legal aid clients. Your fees secure you a top-tier team and top-tier treatment, covering
Dedicated, experienced legal team.
Ability to get your case dropped before charges.
Representation at interviews and court hearings.
Requests to vary bail conditions where required.
Negotiating with police or prosecutors
Referrals to various support services.
Frequently asked questions
Here are some answers to our most commonly asked questions - for tailored support with your case, please call us now for a free initial consultation.
You can make an enquiry call for free, but we cannot provide free legal advice. As a 100% privately funded firm, we offer defence services exclusively to paying clients. During your enquiry call, we’ll learn about your case, confirm whether we can help, and give you a rough estimate of costs. Your case details will then be shared with our team to develop an initial strategy and prepare a formal, no-obligation fixed-fee quote. If you choose to proceed, this fee will cover your full defence.
No - we are a 100% privately funded firm, meaning we charge a fixed fee for our services. We do not take on legal aid cases. We find that focusing on private cases only allows us to dedicate more time and resources to defending our clients to a much higher degree than firms who are stretched thin by intense legal aid caseloads.
Every case is different. After your initial consultation, we’ll determine which services are best for your defence, and calculate a fixed fee quote for you. The price depends on the complexity of the case, how long it will take, which team members are best for the case, and whether we need to instruct specialists. We do not charge by the hour - only a fixed fee for your whole defence.
We have a member of our legal team available to speak 24/7, 365 days a year. Whenever you need to speak to someone, you will be connected instantly. All calls are 100% confidential.
Yes, when you call us, your call is 100% confidential.
When you phone us, you’ll speak with a member of our legal team on a completely confidential basis. They will listen to your case and may ask additional questions to get as much detail as possible so the team can decide whether they are the best fit for you. We cannot give exact costs, a timeline, or suggestions on how to proceed in this initial call. After this, they will give your case details to the rest of the team and someone will be in touch with you with a no-obligation fixed fee quote for representation, and some ideas for next steps (such as pre-charge engagement, police interview representation, and similar). It is then up to you whether you’d like to accept the quote and proceed to formally instruct Holborn Adams.